L.S. Mortgage Services, 216 W. University Ave, Georgetown, TX 78626         Toll Free (866) 914-5626

Pronounced ( mor-gij ). Noun. A conveyance of or lien against property that is defeated upon payment or performance according to stipulated terms.

Mortgages have traditionally been secured with many different types of real property AND personal property, although today they are typically only associated with real property (real estate).

The word mortgage is derived from Old French - literally translated as dead pledge – loosely translated as an agreement made until death. If you were to default on your mortgage back then you could be subject to being hanged, drawn, and quartered.

THAT'S SCARY! But alas, although the word MORTGAGE itself strikes fear in the heart of many, default was never really punishable by death. The word mortgage actually came about from the term of repayment. In those days most people struggled to make it past 35 years of age. Mortgages typically lasted until you died! Hence, they were called a DEAD PLEDGE.

Luckily, things are quite a bit different today.

SKEPTICAL YET?

Financing Secrets REVEALED!

EXPERT HOME EQUITY LOAN, CREDIT CARD DEBT RELIEF, CREDIT IMPROVEMENT, AND WEALTH ENHANCEMENT TIPS FOR HOMEOWNERS AND INVESTORS.

THE INFORMATION AT THIS SITE COULD REDUCE YOUR MONTHLY PAYMENTS BY UP TO 50% OR MORE, AND HELP YOU SUBSTANTIALLY INCREASE YOUR RETIREMENT SAVINGS!

Not a homeowner yet? Click here.

Strapped by credit card payments, car payments, high interest loans, or high mortgage payments? Wonder when you will ever get ahead?

Maybe things are going well for you, but you want to make sure that you are doing everything possible to prepare for your family's future? Are you needlessly throwing money away each month?

Just surfing the web for a better mortgage rate? Whatever your needs are - your financial future can benefit greatly by investing the time to read the information on this page and throughout this site.

The bottomline is that there are many different reasons someone may be in the market for a mortgage loan. You may be purchasing a home. You may be trying to save a little money each month. You may have an emergency and need to access some cash quickly. Whatever your reasons may be, we are here to help you structure a plan that meets today's needs and tomorrow's goals.

It's easier than you think to refinance and/or consolidate bills into one low monthly payment. You can potentially SAVE HUNDREDS OF DOLLARS EACH MONTH AND REDUCE YOUR STRESS LEVEL - If you know exactly what to do!

If you are surfing the web for mortgage related information, please subscribe to our FREE Mortgage Tips Newsletter. In our newsletter you will find:

The best part of our Mortgage Tips Newsletter is that it is FREE! To receive your free issue, loaded with tips, strategies, specialized loan products, and industry secrets, please fill out the form on the left side of your screen.

If you're not ready to sign up yet, keep reading! In fact, browse our entire site! The information on this site and in our newsletter will help you:

How about obtaining a FAST LOAN APPROVAL without having to leave the comfort of your home or office! No trips to the bank. No appointments with grouchy, pushy, or despondent loan officers.

OUR MISSION IS TO PROVIDE REAL SOLUTIONS TO HELP YOU MAXIMIZE YOUR MONTHLY CASHFLOW LEVERAGE. THE INFORMATION ON THIS SITE IS NOT INTENDED TO HELP YOU JUST MAKE ENDS MEET TODAY OR TOMORROW, BUT ALSO TO SHOW YOU THAT YOU CAN CREATE REAL WEALTH FOR YOUR FAMILY'S FUTURE WITH LITTLE OR NO ADDITIONAL MONTHLY OUTLAY.

We know your time is valuable. So here are a few of the benefits you can enjoy when you take the time to browse our site:

Even if you don't have a cashflow problem, we are confident the we can help you put some of your monthly outgo BACK INTO YOUR POCKET!

100's of Lending Options - One Website.

  Zero Down First Time Home Buyer Financing
  Zero Down Construction Financing
  Bad Credit Loans
  Investment Property Loans
  Commercial Property Loans
  Texas Home Equity Loans
  FREE Home Equity Lines of Credit (HELOC)
  Credit Card Debt Relief | Debt Consolidation Loans
  Credit Repair and Credit Score Enhancement

Whatever your situation, we can help!

When you need a real estate loan, whether it is to purchase or refinance residential or investment property, we're here to help. Unlike a bank or credit union, we are here to find the best residential or commercial loan program to fit your needs. We want to be your "real estate lender for all occasions". We are proud of our long-term relationships and strive to add value to our services on a daily basis.

Our mission is to deliver a positive lending experience and satisfy our clients on every transaction. We want to be thought of as your trusted advisor, helping you structure your deal for the maximum benefit to you. Not just say, "approved" or "declined". Our low-overhead operations allow us to provide the absolute best service and the absolute lowest cost loans available. Your bank or credit union just can't beat our rates and pricing!

Our mortgage professionals are here to give you the personal attention you deserve, not an extension to our voice mailbox. We make our commitment to take your needs seriously. We currently offer commercial products in ALL 50 STATES, and residential products in the following 38 states:

If you would like to learn more about who we are, what we can do for you, and how easy it is to get started, please browse our website, drop us an email, or call us today and step up to our world class service.